Texas Real Estate State Practice Exam

Which lein attaches to all property of the debtor, such as a tax lien?

1. General lein

2. Involuntary lein

3. Plot

4. Voluntary lein

The correct answer is: General lein

A general lien is a legal claim against all of a debtor's property, both real and personal, that can arise from various circumstances, such as tax obligations, judgments, or other debts. This type of lien means that the creditor has the right to pursue the debtor's assets to satisfy an outstanding obligation, regardless of the specific type of property involved. In contrast, an involuntary lien, while it can also be attached without the debtor's consent, may not necessarily apply to all of the debtor's properties or may be more limited in scope. The term "plot" does not relate to liens at all and is not a recognized type of lien in property law. A voluntary lien is one that a debtor agrees to, usually in the form of a mortgage or loan, and thus it is typically tied to specific property rather than all of the debtor's assets. Therefore, the characteristics of a general lien align perfectly with the description provided in the question.